Public liability insurance

[NickG]

Hi can anyone give me any advice on public liability insurance ? I need it to take my gp14 out. I have had a look and every quote I try get asks me for my business and name details ???
Does boat insurance cover public liability or is that a separate thing ?

I'm seriously lost with this any help would be greatly received

Many thanks

[ChrisH]

Nick. You just need to take out suitable marine boat insurance. If you speak with any broker they will be able to advise. It won't cost you much and will give you cover for hitting someone's gin palace or running over a swimmer. I use Porthcawl insurance. Very helpful guys indeed.

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[NickG]

Thank you for the info I will have a ring around do I need to ask them if it covers public liability or is that a given with a boat policy ?

Many thanks

[Ianfs]

Hello Nick

do I need to ask them if it covers public liability or is that a given with a boat policy ?

I think this is what Chris meant by hitting someone's Gin Palace or running over a swimmer.

When you get a quote ask them what you are covered for and mention any concerns you may have about liabilities. They might send you a copy via e-mail of their coverage.

[NickG]

Thanks again lanfs once again helping me through this muddle of questions I have ! Did you see the one I asked about the seagull power ? Just wondered if you knew what speed I'd be looking at with one before I go get one !

Thanks again in advance !

[antlouhay]

I use CETA insurance , marine section

https://www.insuremyboat.co.uk/

please note .... I must declare the owner / director of CETA is a personal friend of mine

[NickG]

Thank you for that I will give them a go

[Ianfs]

Did you see the one I asked about the seagull power ?

It would be a guess really but looking at the types a Featherweight or a Forty Plus, anything from 1.5 to 3hp. You wont get much speed , say 3-4 knts and on a sea you will have to watch the tide wherever you are, but on Windermere this will be perfect for pottering.

[NickG]

Once again thank you for getting back to me all your advice is very well received I now feel I'm in a much better position